High Winds & Tree Damage
Lately, we’ve had spring winds and storms rolling across the area and with that comes debris, falling limbs and branches. Are you one of the unlucky ones that had damage to your home or vehicle? You’re probably wondering if insurance will cover something of this nature? You may be in luck if you have comprehensive vehicle coverage with your policy.
Comprehensive coverage helps cover damage to your vehicle that’s not caused by a collision. It typically helps cover things like theft, hail damage, animal damage and tree damage.
Comprehensive is an optional coverage on your car insurance policy unless you are leasing or financing your vehicle. In this instance, your lender may require you to purchase comprehensive coverage.
If you make a tree damage claim on your comprehensive coverage, you should be aware of your deductible and coverage limit, as it will affect what you pay out-of-pocket for repairs.